| Mortgage Mortgage refinancing

Mortgage refinancing

It may be a good idea to consider refinancing your mortgage while interest rates are currently low. Would you like to learn more about how you may be able to benefit from refinancing? You’ve come to the right place. Our experts can provide you with outstanding practical advice on all your mortgage needs. It’s what we do best!

How does it work?

To refinance a mortgage, you need to terminate your current mortgage agreement and take out a new mortgage. In some cases, you might want to change to a different mortgage lender. Although you might choose to take out a new mortgage with your current provider. Most people decide to refinance their mortgage in order to reduce their monthly expenses.

How much can I save on my monthly expenditure?

That depends on several factors including the interest that you pay now, the deductibility of the interest, your salary, and the amount of the mortgage. Whether or not you can take out a new mortgage is determined by your personal circumstances and the status of the company. Do you need help to calculate whether refinancing your home will save you money? No problem. Call or email us for further details! We’re happy to advise.

Which costs can you deduct?

When you refinance a mortgage, some of the costs involved are deductible, such as:

  • Notary fees
  • Mediation fees
  • Valuation fees
  • Costs of applying for a National Mortgage Guarantee (Nationale Hypotheek Garantie)

We’d be glad to help you incorporate these details into your next tax return. 

Who are we?

NAHV Belastingadviseurs is the finance and accountancy firm where you can ask the questions you never dared to ask. We specialise in tax and administrative solutions, and financial advice for (creative) entrepreneurs. We have over 3,500 regular clients ranging from artists, TV personalities, to journalists, architects and many other professionals and companies in the creative and cultural sector, as well as lawyers, independent contractors in the construction sector, physiotherapists and countless other professions. Whether you’re a freelancer or self-employed professional, director and major shareholder of a private limited company or a general partnership, we help everyone.

Our office has served Amsterdam and the surrounding area for 25 years. We have in-house experts, work as a team, take a proactive approach, and can keep the costs manageable.

 

Work with us

Are you interested in refinancing your mortgage, and looking for advice? Or do you have other financial matters that we can help you with? Get in touch by email or phone. And we’ll help you right away.