If you’re looking for expert mortgage advice, you’ve come to the right place. Do you want to know how much you can borrow? Our advisers work proactively, and are specialised in providing entrepreneurs with reliable, practical mortgage advice. We’re here to help. Our goal? To assist business owners and private clients in finding a good, reliable and, above all, affordable mortgage!
Mortgages and Self-Employed Professionals
When it comes to taking out a mortgage, freelancers, like private individuals, are subject to certain rules and regulations. If you are a freelance professional, mortgage brokers will want to see your net profits of the last three years, and will probably use the average of that amount to determine how much you can borrow. If you have been running your business for less than three years, the amount of the mortgage will be at the discretion of the mortgage lender. Our specialists know all the ins and outs, and can help you find the mortgage that’s best for you!
How much mortgage can I get?
We will meet with you in person to discuss the mortgage amount you can borrow. First, we’ll need more information concerning your net profits of the last few years, and your personal circumstances. You can find several online tools to help you calculate the maximum mortgage, although most of them are designed for people with a permanent employment contract. As a business owner, the calculator may provide you with a different estimate. Our advice? Call or email us! We’re happy to assist.
Mortgages for expats
Are you considering buying property in the Netherlands but you are not a Dutch resident? Or do you receive your income in foreign currency? If this is the case, you are considered an ‘expat’. Expats who want to take out a mortgage are subject to different rules. Our team will provide you with the specialist support you need, every step of the way. Call us to make a no-obligation appointment, and we’ll answer all your questions!
Mortgage advice is deductible
When you take out a mortgage, some of the costs involved are deductible once-only, such as:
- Notary fees
- Mediation fees
- Valuation fees
- Costs of applying for a National Mortgage Guarantee (Nationale Hypotheek Garantie)
- Interest during the construction period, and/or the costs of a new development deposit or refurbishment deposit
We’d be glad to help you incorporate these details into your next tax return.
Who are we?
NAHV Belastingadviseurs is the finance and accountancy firm where you can ask the questions you never dared to ask. We specialise in tax and administrative solutions, and financial advice for (creative) entrepreneurs. We have over 3,500 regular clients ranging from artists, TV personalities, to journalists, architects and many other professionals and companies in the creative and cultural sector, as well as lawyers, independent contractors in the construction sector, physiotherapists and countless other professions. Whether you’re a freelancer or self-employed professional, director and major shareholder of a private limited company or a general partnership, we help everyone.
Our office has served Amsterdam and the surrounding area for 25 years. We have in-house experts, work as a team, take a proactive approach, and can keep the costs manageable.
Work with us
Would you like to learn more about mortgages for entrepreneurs or private individuals? Are you looking for advice on finding the mortgage that is right for you? Are you an expat? Or do you have other financial matters that we can help you with? Get in touch by email or phone. And we’ll help you right away.