| Financial advice Pension

Pension

Entrepreneurs are expected to make their own pension arrangements. If you don’t want to be solely dependent on a state pension later in life, there are a variety of ways in which you can save up for your own pension. Would you like to learn more about the available possibilities, the best option for you, or the most cost-effective or fiscally attractive option? Then you’ve come to the right place.

Self-employed pension

If you’re self-employed, you work for yourself, and work hard for a living. Many sole traders neglect to make good pension provisions. The result? A big drop in income when you reach retirement age. But you can take action to avoid that. There are a number of pension providers that offer pension plans for freelance professionals. Need advice for choosing the pension plan and provider that’s best for you, and looking to compare providers? We’ll help you to make the right choice. 

Self-administered pensions for a director and major shareholder

The director and major shareholder of a company can reserve an amount for his or her pension each year. The rules on pension accrual for directors and major shareholders changed on 1 April 2017. The self-administered pension has now been abolished. However, there are new options to choose from. Need help to make the best choice for the future? Our team includes pension specialists who are always ready with tips and advice, and will gladly help you to make the right decision.

Annuity insurance, or bank savings?

What’s the best way to save up for a pension: insurance or bank savings? We hear this question all the time. The answer? It’s a personal choice. But a quick run-down of the differences is always useful. An annuity pays out periodically until your decease. It doesn’t matter how old you become. After your death, your partner (or other beneficiary) can continue to receive the payments. Bank savings are paid periodically, throughout a fixed period (for example, 10 or 20 years). If you die before the savings are paid out in full, your heirs will receive the residual amount.

As mentioned above, both options are good ways to receive your pension. If you’d like to discuss the best choice for you, call or email us. We’ll help you right away.

Who are we?

NAHV Belastingadviseurs is the finance and accountancy firm where you can ask the questions you never dared to ask. We specialise in tax and administrative solutions, and financial advice for (creative) entrepreneurs. We have over 3,500 regular clients ranging from artists, TV personalities, to journalists, architects and many other professionals and companies in the creative and cultural sector, as well as lawyers, independent contractors in the construction sector, physiotherapists and countless other professions. Whether you’re a freelancer or self-employed professional, director and major shareholder of a private limited company or a general partnership, we help everyone.

Our office has served Amsterdam and the surrounding area for 25 years. We have in-house experts, work as a team, take a proactive approach, and can keep the costs manageable.

 

 

Work with us

Interested in learning more about ways to build your pension? Or do you have other financial matters that we can help you with? Get in touch by email or phone. And we’ll help you right away.